Lorghic Sdn. Bhd.
These Terms and Conditions govern your access to and use of the websites, educational programmes, software, tools, and related services provided by Lorghic Sdn. Bhd. By accessing or using any part of our Services, you agree to be bound by these Terms.
Important — please read carefully. Lorghic Sdn. Bhd. is a technology and education company. We provide educational content and software tools only. We do not provide investment advice, financial advisory, fund management, brokerage, or trade execution on your behalf, and we are not licensed or authorised to do so. Trading and investing carry substantial risk. You are solely responsible for your own decisions.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("you", "your", or the "User") and Lorghic Sdn. Bhd. (Company Registration No. 202301003572 (1497491-V)), a company incorporated in Malaysia with its registered office at B423-B433, Lot 11054, Tower B2, Level 4, iCom Square, Jalan Pending, 93450 Kuching, Sarawak, Malaysia ("Lorghic", "the Company", "we", "us", or "our").
These Terms apply to the websites located at lorghic.com and academy.lorghic.com, and to all products, services, software, tools, courses, workshops, content, and communications offered by the Company (collectively, the "Services"). By accessing, browsing, registering for, purchasing, or otherwise using any of the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Services.
The Company is engaged solely in the business of technology and education. Our Services consist of educational programmes and software tools designed to help users learn about, build, and operate their own trading systems. We do not, and do not purport to, carry on any regulated financial activity.
BYA is an educational workshop and training programme that teaches concepts, methods, and techniques relating to the design and construction of trading algorithms. It is informational and educational in nature. It is not personalised advice, and it does not recommend that you make, hold, or dispose of any particular trade, security, instrument, or position.
TVMT is a software tool that connects to and assists with automation on the TradingView platform. It executes actions based on configurations, rules, and parameters that you define and control. The Company does not select, recommend, or determine any trade for you.
Lorghic Panel is a software toolkit for use with the MetaTrader platform. It provides utilities and functions that operate according to settings you configure. You remain fully responsible for all instructions, parameters, and resulting activity.
The Company may add, modify, suspend, or discontinue any Product or feature at any time. Specific features, scope, and terms of each Product are described at the point of purchase or on the relevant Product page, which forms part of these Terms in respect of that Product.
You must be at least 18 years old and have the legal capacity to enter into a binding contract under the laws of Malaysia (or your country of residence, if applicable) to use the Services. By using the Services, you represent and warrant that you meet these requirements and that you are using the Services in compliance with all laws and regulations that apply to you, including those of your country of residence.
Certain Services, including the academy portal, require you to register for an account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorised use. We may suspend or terminate accounts that contain false information or that are used in breach of these Terms.
Access to a Product is personal to you. You may not share, resell, sublicense, or transfer your account or access credentials to any other person without our prior written consent.
Subject to your compliance with these Terms and payment of all applicable fees, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Software and Content for your own personal, internal, and lawful use during your active subscription or licence period.
You must not, and must not permit any third party to:
All rights not expressly granted to you are reserved by the Company.
You agree not to use the Services to: engage in any unlawful, fraudulent, or harmful activity; introduce malware or interfere with the operation or security of the Services; gain unauthorised access to any system or data; scrape, harvest, or extract data other than as permitted; or misrepresent your identity or affiliation. We reserve the right to investigate and take appropriate action against any conduct we reasonably consider to be in breach of these Terms.
All intellectual property rights in and to the Services, the Software, the Content, the Products, and all related trademarks, logos, designs, text, code, and materials are owned by or licensed to the Company and are protected by applicable laws. Nothing in these Terms transfers any ownership to you. The names "Lorghic", "Build Your Algo", "BYA", "TVMT", and "Lorghic Panel", together with associated logos, are marks of the Company and may not be used without our prior written permission.
Any feedback, suggestions, or ideas you provide regarding the Services may be used by the Company without obligation or compensation to you.
The fees for each Product are stated at the point of purchase or on the relevant Product page. Unless stated otherwise, all fees are quoted in the stated currency and are exclusive of any applicable taxes, duties, or charges, which are your responsibility. You agree to pay all fees due for the Products you purchase.
Where a Product is offered on a subscription basis, it may renew automatically at the end of each billing period at the then-current rate unless cancelled in accordance with the cancellation method stated for that Product. You are responsible for cancelling before a renewal date to avoid further charges. We may change our fees from time to time; changes will apply to subsequent billing periods.
If a payment fails or is reversed, we may suspend or terminate your access until the amount due is paid.
Refund eligibility depends on the specific Product purchased. The refund terms (if any) applicable to a Product are those stated for that Product at the point of purchase or on the relevant Product page.
Where no refund terms are expressly stated for a Product, all sales of that Product are final and non-refundable. This applies in particular to digital content, software licences, subscriptions, and educational programmes, where access, materials, or licences are made available to you upon purchase.
Nothing in this section is intended to exclude, restrict, or modify any statutory rights or guarantees that you may have and that cannot lawfully be excluded under the Consumer Protection Act 1999 or other applicable Malaysian law. Where such non-excludable rights apply, our liability is limited, to the maximum extent permitted by law, to the supply of the relevant Service again or the payment of the cost of having it supplied again.
The Company provides education and software tools only. Nothing made available through the Services constitutes, and nothing should be construed as:
The Company is not licensed or registered as a financial adviser, fund manager, dealer, or holder of a Capital Markets Services Licence under the Capital Markets and Services Act 2007, and is not authorised or regulated by the Securities Commission Malaysia or any other financial regulator to provide regulated financial services. You should seek independent advice from a licensed professional before making any financial or trading decision.
Our Software interacts with Third-Party Platforms such as TradingView and MetaTrader, and you may use it in connection with brokers, exchanges, and data providers. These Third-Party Platforms are operated by independent third parties and are governed by their own terms and policies. The Company does not own, control, or accept responsibility for any Third-Party Platform, broker, or their availability, accuracy, fees, security, conduct, or performance.
You are solely responsible for selecting your broker and platforms, for complying with their terms, for managing your own accounts, API keys, credentials, and settings, and for any consequences arising from your use of them. Connectivity interruptions, platform downtime, data delays, order rejections, slippage, and execution failures may occur and are outside the Company's control.
You acknowledge and agree that trading and investing in financial markets, including the use of leverage, margin, derivatives, and automated or algorithmic systems, involves a high level of risk and may result in the loss of some or all of your capital. Automated tools execute according to parameters you define and may behave unexpectedly due to market conditions, configuration errors, connectivity issues, or other factors. Past performance, simulated results, and back-tested results are not indicative of and do not guarantee future results. You assume full responsibility for, and accept all risks associated with, your use of the Services and any trading or investment activity you undertake.
To the maximum extent permitted by law, the Services, Software, and Content are provided on an "as is" and "as available" basis, without warranties or conditions of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, or uninterrupted or error-free operation. The Company does not warrant that the Services will meet your requirements, be free of defects or vulnerabilities, or produce any particular result, profit, or outcome.
To the maximum extent permitted by applicable law, the Company, together with its directors, employees, agents, and affiliates, shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, trading losses, or business opportunity, arising out of or in connection with the Services, however caused and under any theory of liability, even if advised of the possibility of such damages.
To the maximum extent permitted by law, the Company's total aggregate liability arising out of or in connection with the Services and these Terms shall not exceed the total amount actually paid by you to the Company for the specific Product giving rise to the claim during the twelve (12) months immediately preceding the event giving rise to the claim.
Nothing in these Terms excludes or limits any liability that cannot lawfully be excluded or limited under applicable Malaysian law.
You agree to indemnify and hold harmless the Company and its directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the Services, your trading or investment activity, your breach of these Terms, or your violation of any law or the rights of any third party.
We may suspend or terminate your access to all or part of the Services at any time, with or without notice, if you breach these Terms, if required to do so by law, or to protect the Services, other users, or the Company. You may stop using the Services at any time. Upon termination, your licence to use the Software and Content ends, and you must cease all use. Provisions that by their nature should survive termination, including those relating to intellectual property, disclaimers, limitation of liability, indemnification, and governing law, will continue to apply.
We process personal data in accordance with the Personal Data Protection Act 2010 of Malaysia and our Privacy Policy, which forms part of these Terms. By using the Services, you consent to the collection, use, and processing of your personal data as described in our Privacy Policy.
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above and, where appropriate, provide additional notice. Your continued use of the Services after any change takes effect constitutes your acceptance of the revised Terms. If you do not agree to the changes, you must stop using the Services.
These Terms and any dispute or claim arising out of or in connection with them, their subject matter, or formation (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of Malaysia. You agree to submit to the exclusive jurisdiction of the courts of Malaysia, and in particular the courts of Sarawak sitting at Kuching, in respect of any such dispute or claim.
Before commencing any formal proceedings, the parties agree to attempt in good faith to resolve any dispute amicably through negotiation.
Entire agreement. These Terms, together with any Product-specific terms and our Privacy Policy and Disclaimer, constitute the entire agreement between you and the Company regarding the Services and supersede all prior understandings.
Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be severed and the remaining provisions will continue in full force and effect.
No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.
Assignment. You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations to any affiliate or successor.
Force majeure. The Company is not liable for any failure or delay caused by events beyond its reasonable control.
If you have any questions about these Terms, please contact us:
Lorghic Sdn. Bhd.
B423-B433, Lot 11054, Tower B2, Level 4, iCom Square, Jalan Pending, 93450 Kuching, Sarawak, Malaysia
Hotline: +6016 960 2998
Email: [email protected]
Website: lorghic.com